Built for U.S. households · Private & instant
FREE PLANNING TOOL

Rent or buy? Compare the full picture

Model five-year housing costs using rent growth, appreciation, financing and ownership expenses.

Enter your numbers

$
$
$
%
years
%

Important: A simplified comparison excluding taxes, investment returns, selling costs and local variations.

All free tools › Rent or buy? Compare the full picture

About this Rent or buy? Compare the full picture

Model five-year housing costs using rent growth, appreciation, financing and ownership expenses. Enter your own values in the calculator above to receive an instant estimate. Your information stays in your browser and is not uploaded to our servers.

How to use it

  1. Enter the requested values using the units shown.
  2. Review the live result and its supporting breakdown.
  3. Adjust one value at a time to compare possible scenarios.

Understanding the result

The result is an educational estimate based on the information you provide and the assumptions displayed on this page. Actual figures may differ because providers, regions, rounding methods, fees, laws, and individual circumstances vary.

Frequently asked question

Is this tool free?
Yes. It works without registration and can be used on phones, tablets, and desktop computers.

Review important financial, tax, medical, legal, or contractual decisions with an appropriately qualified professional or official source.