Estimate monthly payments, total interest and savings from paying extra.
Important: Federal repayment plans, forgiveness, capitalization and changing rates may produce different results.
Estimate monthly payments, total interest and savings from paying extra. Enter your own values in the calculator above to receive an instant estimate. Your information stays in your browser and is not uploaded to our servers.
The result is an educational estimate based on the information you provide and the assumptions displayed on this page. Actual figures may differ because providers, regions, rounding methods, fees, laws, and individual circumstances vary.
Is this tool free?
Yes. It works without registration and can be used on phones, tablets, and desktop computers.
Review important financial, tax, medical, legal, or contractual decisions with an appropriately qualified professional or official source.